WARNING

Bay Bank & Trust Co has become aware of a telephone or email "Phishing" scam requesting individuals to contact a telephone number or respond to an email to activate or reactivate their debit card, MasterCard, or any account information. This is NOT a practice of Bay Bank & Trust Co and customers are WARNED TO NEVER provide sensitive personal information such as account or card numbers, SSN/TINS, passwords or PINS to unknown sources by telephone or through email. Please call 850-769-3333 with any questions or concerns.

As you tour our Web site, we hope you'll discover that we're more than just bankers in suits and dresses. We're your neighbors and friends. Most of us grew up in this community. We know our way around town.

We invite you to visit any of our branch locations, give us a call at 850-769-3333, or drop us an e-mail at baybank@baybankandtrust.com. Our e-mail is not a secure site at this time, so please do not divulge account numbers or other pertinent information. We look forward to meeting you and helping you achieve your financial goals.