Bay Bank & Trust Co.
Bay Bank & Trust Co
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Advanced Online Authentication

Quick Reference Guide - Existing Internet Banking Users
Bay Bank & Trust - Online Authentication
Step 1: Upon first login with the new Advanced Authentication product, you will be asked to enter your current Online Banking User ID only, on the login screen. Once you enter your current User ID, simply click 'Validate' to proceed.
Bay Bank & Trust - Online Authentication
Step 2: The next screen will only appear the first time you log on to the new system. You will be asked to enter your existing Online Banking password and click the 'Login' button.
Bay Bank & Trust - Online Authentication
Step 3: This screen will ask you to select or upload an image that will become your unique PassMark. You can view the images by selecting a category from the 'Choose an Image' drop-down box. Simply select the desired image by clicking on the link below, 'Select Image'. The image will appear in the box labeled 'Your PassMark'. Here, you should click 'Accept Image' to proceed.
   
Bay Bank & Trust - Online Authentication

Step 4: The next screen asks you to name your image as well as select and answer 4 challenge questions. Each field must be unique and consist of anywhere from 6 to 30 characters. Once complete, simply click 'Preview'. You will then be asked to review and confirm the information. You can click 'Go Back' to make changes or 'Finished, - Login' to enter Online Banking.

The Advanced Authentication set up is complete!

Bay Bank & Trust - Online Authentication

* Each time you log in to Online Banking from a different computer, you will be asked if you wish to register it. Registration of a computer means that the characteristics of the machines are being logged to the database for the User ID.

Bay Bank & Trust - Online Authentication

Step 5: Each time you log in after the initial setup, you will be asked to enter your User ID as shown in Step 1. You will then get a screen where you will enter your password while being able to validate your unique PassMark. You may also be asked challenge questions based on the computer that you are using to access Online Banking.

For additional information, call us at (850)769-3333

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