Online Forms

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• Uniform Residential Loan Application

• Credit Report Authorization and Release

• Borrower Certification and Authorization

These forms are in Portable Document Format (PDF) and you will need Adobe Acrobat Reader to view them. Click here to download the Acrobat Reader if you don't have it.

Please send mail to mmanning@baybankandtrust.com with questions or comments about this web site. Security Statement.

Bay Bank & Trust Co lends in Bay County and contiguous counties.
Loan applications outside of Bay, Calhoun, Gulf, Jackson, Walton or
Washington County will not be processed.

All loans provided by our residential mortgage department are through the secondary market. For more information contact our residential mortgage department at (850) 784-2335.