Other Personal Banking Information

Internet Banking:

There's a lot to like about Internet Banking. Within a few short minutes you can:

• Get accurate information on your account
• Keep your checkbook in balance
• Transfer funds between your accounts
• Apply for loans
• Make loan payments
• Pay bills electronically
• Request stop payments on checks
• Request copies of canceled checks and/or statements
• Reorder checks
• Get information on the latest products and rate information

Click here to complete and print an application. Return the application to the Bay Bank Branch location nearest you for processing. This form is in Portable Document Format (PDF) and you will need Adobe Acrobat Reader to view the form. Click here to download the Acrobat Reader if you don't have it.

Bill Pay:

This service allows unlimited bill paying online. It's easy and fast--no checks to write, no envelopes to address--and no stamps to purchase. The first 90 days are available at no cost and a cost of only $6.95 per month thereafter.

Internet Banking customers may apply for bill pay online. Click on "Check Free" for enrollment directions.

Night Deposit Drops

For your convenience, night deposit drops are available at all Bay Bank Branches and Bay Banker ATM locations with exception to the Downtown Drive In Branch.

Miscellaneous Service Fees

Cashiers Check
              Customer....................No charge
              Non-Customer................$10.00 per Check
Money Orders	
              Customer....................No Charge
              Non-Customer................$ 4.00 per Money Order
Travelers Checks
              For One Signature...........No Charge
              For Two Signatures..........No Charge
Domestic Collection Items	
              Customer Incoming/Outgoing  $10.00 per Collection
              Non-Customer................$10.00 per Collection
Domestic Wire Transfer Services
              Customer Incoming...........$ 8.00 per Wire
              Customer Outgoing...........$10.00 per Wire
              Non-Customer Incoming/
                   Outgoing...............$15.00 per Wire
International Wire Transfers Services 
         (Bank Customers Only)
              Incoming Wire...............$35.00 per Wire
              Outgoing US Currency........$35.00 per Wire
              Outgoing Foreign Currency...$35.00 per Wire
              Wire Transfer Trace.........$50.00 per Tracer
              International Bank Draft....$17.50 per Draft
Legal Process Fee (Writs, Levies, etc.)...$75.00 
Counter Checks (Minimum 10)...............$ 2.00 per 10 checks
Non-Customer Check Cashing................$ 5.00 per Check
Check/Deposit Ticket Printing.............Fee depends on style
                                          and quantity ordered. 
                                          Specific pricing 
                                          available separately
Savings Withdrawal/Deposit Slips..........No Charge

Insufficient Funds Fee* ..................$25.00 per NSF
Statement Snapshots (Without items).......$ 3.00 per Statement
Special Request Statement (With items)....$10.00 per Statement
Deposit Item Returned Fee.................$ 4.00 per Item
Check Copies:	 
     Safekeeping Accounts.................$  .75 per Copy
     All other accounts...................$ 2.00 per Copy
Research Requests:
     Per Hour.............................$25.00 per Hour
     Minimum Charge.......................$25.00
Account Reconcilement Fee:	
     Current and Prior two months.........$10.00 per Hour
     Minimum Fee..........................$10.00
Hold Mail Fee.............................$ 2.00 per Month
Returned/Undeliverable Mail Fee...........$ 2.00 per Month
Coin and Currency Processing..............No charge 

All fees are subject to change without notice.
Certain restrictions or penalties may apply.

* An insufficient funds item may be created by check, in-person withdrawal, ATM withdrawal or other electronic means.